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Premal Shah has positively transformed millions of lives across the developing world.

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His pioneering nonprofits, fueled by technology expertise honed at PayPal, provide economic empowerment at immense scale. Born in in Ahmedabad, India, Shah displayed prodigious talent early on. His family relocated to Minnesota while he was young. As one of few nonwhite students, the bright young Shah endured racist bullying that left him disenfranchised and yearning to fit in.

The experience instilled empathy and conscience that motivate his work uplifting disadvantaged groups globally. It also forged grit and determination Shah later leveraged to overcome daunting challenges launching world-changing organizations. He graduated in , also studying microfinance at the London School of Economics — foreshadowing his future founding of Kiva.

After a short consulting stint, Shah joined fledgling payments startup PayPal in as a product manager recognizing immense potential. Unlike some PayPal colleagues who departed post-acquisition, Shah continued leading core product efforts under eBay until Though lucrative financially, in time Shah felt an increasing pull to apply his talents more meaningfully to aid disadvantaged communities globally.

The seed was planted for Kiva while Shah studied microfinance in London.